Digital infrastructure for collections and payments.
figopay connects payment collection, customer relationships, team activity, and financial control in a single digital ecosystem.
The first platform in Romania that combines payment collection with team operational management and integrated financial tools.
The full picture in 60 seconds.
- 30–60%
- faster collection speed
- –70%
- fewer manual processes
Collection in 30–45 days
Collection in 3–7 days
From invoice to money in the account, automatically.
Integrated receivables recovery
- Complete overdue tracking, payment link directly from the case file
- Payment promises + status tracking per client
- Penalties and interest calculated and added to invoices automatically
Client Portal & Integrations
- Self-service portal: invoices, instant payment, document downloads
- Client segmentation: good / average / risk — different strategies
- e-Factura integration, ANAF sync, API for ERP
figopos: collect payments straight from your phone.
The Android app for merchants. Collect payment from the customer in front of you in a few steps, and know instantly that the money has arrived.
- Tips for restaurants and cafés
- PIN code and biometric unlock
Gift cards, straight from figopos.
In the Store tab, figopos merchants can sell gift cards to customers and buy gift cards for themselves, from their benefits budget.
Sell gift cards to customers
- Choose the gift card from the catalog
- Choose the value from the available amounts
- Available stock is shown directly in the list
One ecosystem. Everything automated.
figopay connects payment collection, customer relationships, team activity, and financial control.
Collection & Payment Management
- Automatic payment link per invoice
- SMS, WhatsApp, email, QR
- Card, Apple Pay, Open Banking
- 100% automatic reconciliation
- Integrated receivables recovery
Coming soon
Team benefits, from the same ecosystem.
The company loads credits and distributes them to employees. They spend them on gift cards, digital services, subscriptions and experiences.
1 credit = 1 RONFor the company
- Employees added manually or by CSV import
- Scheduled distributions, with full history
- Top up the company balance any time
- Credit vouchers for people outside the company too
For employees
- Account created automatically at first login, with phone and OTP code
- Their own wallet, which they can top up themselves
- Cashback on purchases
- Gift cards passed on to someone else by email
Total control over the company's money.
Company Account with Dedicated IBAN
- Electronic account with its own IBAN for collections and payments
- Centralized management of company funds
- Full traceability of all transactions
- Real-time cash flow dashboard, forecast, and invoice aging
Mastercard Prepaid Cards for Employees
- Cards issued in employees' names — through a licensed partner
- Payment of salaries, advances, and operational expenses
- Expense control and limits directly from the platform
- Optional: IBAN attached to the card. Cash eliminated completely.
Automation & Rule Engine
- Automatic rules for escalating collection cases
- Penalties and interest calculated and added automatically
- Automatic discounts for advance payment
- Actions triggered based on client behavior
Security & Management Reporting
- Transaction limits per employee, suspicious behavior alerts
- Complete audit trail of all platform activity
- Management dashboard: real-time cash flow, forecast, aging
- Collection performance by team, zone, and period
Before vs. After figopay
| Before | After figopay |
|---|---|
| Collection in 30–45 days | Collection in 3–7 days |
| Manual reconciliation (Excel) | 100% automatic reconciliation |
| Teams with no KPIs or control | Performance measured in real time |
| Cash and fraud risk | Digital payments, zero cash |
| Decisions without real data | Full dashboard, automatic forecast |
Pricing Model
- 0 RON
- hardware costs — zero
- Optional
- modular monthly subscription
- Variable
- cost proportional to volume
Let's talk.
We'll walk you through a live demo, tailored to your business.